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"To carry on the business of all kind and description as may be prescribed to be carried by Nidhi Companies in terms of the provisions of the Companies Act 2013 and rules made there under and to encourage afford all facilities for cultivating thrift, saving habits to make their Business Capitals for Income Resource and to render all Financial Assistance to its Members only to receive, accept or collects saving or money from its members of all categories as deposits."

Fixed deposits (FD), Recurring Deposits (R.D), Monthly Installment Scheme (MIS) , Term Deposit (T.D) under various scheme formulated from time to time by company and to provide interest or benefit on the deposits, as is fit for and beneficial to the company and to the members as per the rules & regulations or guidelines of Reserve Bank of India (RBI), Ministry of corporate affairs and regulatory authority on NBFC or NIDHI.